DEBITUM
DEBITUM - an independent, transparent and decentralized alternative financing eco-system which provides opportunity for businesses to acquire capital and fulfill their needs for financing and growth using light technology via blockchain.
Background
The Debitum Network is a distributed ecosystem consisting of various partners involved in the financing process of small and medium enterprises (SMEs), risk assessors, insurance companies, investors, debt collectors and other opponents who all use Debitum tokens as the only means of payment possible . among themselves while transacting within the Debitum Network. The Debitum token utility will be multifold. We have analyzed possible token models, apply these findings to the use of the Debit Network and Debitum's desire to perform two key roles in the ecosystem.
The role of value exchange to build and maintain the economy Debitum Network - The Debit Token will be used by borrowers and investors to purchase services on ecosystems with the ability to set the price of services obtained in accordance with the quantity and quality of service received. .
The toll role forces counterparties to have skin-in-the-game - Token Debitum will be used as collateral to guarantee delivery of counterparties services. Token will also be used to run a Trust Arbitrage intelligent contract that will show the level of trust of each network partner within the ecosystem. In this way the token will ensure and guarantee the credibility of the Network Debitum.
Global Credit
In accordance with World Bank reviews, approximately 70% of all micro, small businesses
and medium-sized enterprises in emerging markets have no access to credit. Strata of small and medium enterprises at most
Strata of small and medium enterprises is the most promising target audience for investors Among industry experts, small business finance is considered today as a formally registered globalissue address, small businesses contribute more than half of GDP in developed countries.
Decentralized blockchain
The block design allows to ensure the highest transparency and trust, which allows automated processes using smart contracts and their decentralized properties allow exponential growth of the number of members in solution-based blocking.
Globalization of capital
Further decentralization of the disruption of loans and financial services, therefore, will likely continue to narrow the credit gap for SMEs. There is a lot of capital available to be invested in various financial instruments or lent to the benefit of all developed countries. The available capital for loans, however, is limited in the less developed regions of the world.
The three main pillars of the DEBITUM ecosystem
The Debitum Network is based on three important pillars that ensure uniqueness, disruption and will ensure positive results on small credit slots.
True decentralization
HYBRID connects crypto and fiat
Trust base
1. Correct decentralization - There are 154 countries represented by the World Bank where the experience of SMEs has a credit slit and where solutions such as the Network Debitum can help close the gap
by providing partner ecosystems and linking them to global investors. However, saying that the new Debitum Network team will be established in 154 countries and bringing ecosystems into their own markets will be a mistake.
The Debitum Network is a market maker and inital facilitator to address credit gaps worldwide by connecting SMEs with global investors who can rely on services provided by local or regional partners, namely verifcaton, risk assessment, insurance, debt collection. It is possible to reduce global investors against distributing their available capital. Communists are decentralized and truly global, comprised of various service providers and 'insttutonal borrowers' - alternative phenomenal companies that serve SMEs that can reduce global investment and restructure their portfolios using the Network Debitum.
2. HYBRID connects crypto and fiat - Ecosystems have designated facilitators to take care of all fiat transactions, should be noted on blockchain using smart contracts and ensure that ecosystems can be used from day one
The hybrid approach allows us to combine the current state of business practice with the operatonal ecosystem infrastructure blockade from day one. The Debitum Network will be able to develop and transfer capital related to the loan on the blockchain. Meanwhile, Debitum will work hard to promote blockchain solutions to SMEs worldwide.
3. Base of Trust - By combining reliable and efficient fiat operations, Debitum Network's blockchain-based financing process will ensure high interest from SMEs and investors. Because borrowing is primarily driven by trust in the borrower, the Debitum Network will ensure that all transactions will be related to the trust of intelligent contract arbitration that will give confidence to each of the single partners as well as partner partners.
To ensure market confidence The Smart arbitration arbitration debitum will be a blockchain-based fact such as the smart service contract involved. Any positive experience (such as a successful Smart Implementer service contract) will add some trust rating value.
Token DEBT
Value Exchange - as a Debitum token is the only means of payment on the Debit Network.
Toll - all service providers must freeze a number of Debitum tokens
to ensure the implementation of future services through a trust arbitrage mechanism (Trust Arbitrage)
Token Distribution
Roadmap
Learn more about what we've achieved so far, our short-term plans, and what we'll create together
2015 – Q2 2017
Start of the company
2015: Incorporated DEBIFO – an alternative finance company
2016.01: Joined Mintos p2p finance platform
2016.10: Reached financing agreement with a private debt fund MUNDUS
2017.02: Envisioned Debitum ecosystem
2017.06: Reached 3M EUR portfolio, nearly 20M EUR asset turnover
Q3 2017
Creating Proof of Concept
2017.07: Expand core team with business and technology advisers
2017.08: Establish global business development team
2017.09: Build and deploy MVP version on Ethereum Ropsten blockchain
2017.09: Align with first counterparties of ecosystem
Q4 2017
Raising funds via Crowdsale
2017.10: Launching of the marketing campaign
2017.10: Expanding the Debitum Network community
2017.10: Incorporating Debitum Network
2017.12: Crowdsale Round A - Raised 1,2 M USD
Q1-Q3 2018
Building Debitum Network 1.0
2018.02: Crowdsale Round B
Product development start
2018.03: Expanding Debitum Network team to prepare for global expansion
2018.06: Establishing Debitum Network in the first target country
2018.09: Testing and auditing Debitum Network 1.0 before public launch
Q4 2018
Debitum Network 1.0
Develop Debitum Network ecosystem version 1.0 with manual on-boarding of asset generators, investors and additional service providers
FOR MORE INFORMATION:
WEBSITE: https://debitum.network/
ANNOUNCEMENT: https://bitcointalk.org/index.php?topic=2321064.0
TWITTER: https://twitter.com/DebitumNetwork
AUTHOR:
Myetherwaller: 0x7efFF5Dd57485721299cb4b79D8AE45993FDa6cE
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